Don't take our word for it. See what members have to
say.
The best part about SoFi is the ability to see
all my accounts, investment, credit, and more
all in one place. SoFi offers me a one-stop-shop
to view my net worth on all one platform. My
spending and investing habits have improved
thanks to the ability to see upcoming recurring
expenses, monthly savings, and spending
categories. Credit score monitoring also
provided me with reminders that I was doing the
right thing with my credit habits. All in all, I
feel more confident than ever to lead my wallet
into the world safely.
—Austin W.
Actual SoFi
Ambassador.
I love using SoFi to see an up to date snapshot
on my full financial picture. Being able to pull
in all my accounts, review equity in my home,
and monitor my credit score gives me a true one
stop shop to “get my money right.” Having up to
date info all pulled together let’s me save time
and feel confident that I know my full financial
picture.
—Brad S.
Actual SoFi
Ambassador.
SoFi has been the best tool to save me time,
money and helps me accomplish my future
financial goals and the best of all it's all in
one app. The setup is simple and you never have
to go through several logins to see all your
information on one screen.
—Anja C.
Actual SoFi
Ambassador.
The best part about using SoFi is the ability to
see your financials broken down by cash,
investments, credit cards, loans and property.
It helps me have a better understanding of where
all of my money lives and how it increases or
decreases my net worth over time. SoFi has
helped me become more confident with my
financials and help me start to better prepare
for retirement. This is a tool that everyone
should take advantage of.
—Betty T.
Actual SoFi
Ambassador.
SoFi has been incredibly helpful in having a
clear, consolidated picture of my finances. A
regularly updated credit score encourages me to
constantly improve it, while seeing my
investments gives me confidence for future goals
and retirement. SoFi also keeps me honest when
spending money and guides me towards better
habits.
—Ethan T.
Actual SoFi
Ambassador.
The best part about SoFi is the ability to see
all my accounts, investment, credit, and more
all in one place. SoFi offers me a one-stop-shop
to view my net worth on all one platform. My
spending and investing habits have improved
thanks to the ability to see upcoming recurring
expenses, monthly savings, and spending
categories. Credit score monitoring also
provided me with reminders that I was doing the
right thing with my credit habits. All in all, I
feel more confident than ever to lead my wallet
into the world safely.
—Austin W.
Actual SoFi
Ambassador.
I love using SoFi to see an up to date snapshot
on my full financial picture. Being able to pull
in all my accounts, review equity in my home,
and monitor my credit score gives me a true one
stop shop to “get my money right.” Having up to
date info all pulled together let’s me save time
and feel confident that I know my full financial
picture.
—Brad S.
Actual SoFi
Ambassador.
SoFi has been the best tool to save me time,
money and helps me accomplish my future
financial goals and the best of all it's all in
one app. The setup is simple and you never have
to go through several logins to see all your
information on one screen.
—Anja C.
Actual SoFi
Ambassador.
The best part about using SoFi is the ability to
see your financials broken down by cash,
investments, credit cards, loans and property.
It helps me have a better understanding of where
all of my money lives and how it increases or
decreases my net worth over time. SoFi has
helped me become more confident with my
financials and help me start to better prepare
for retirement. This is a tool that everyone
should take advantage of.
—Betty T.
Actual SoFi
Ambassador.
SoFi has been incredibly helpful in having a
clear, consolidated picture of my finances. A
regularly updated credit score encourages me to
constantly improve it, while seeing my
investments gives me confidence for future goals
and retirement. SoFi also keeps me honest when
spending money and guides me towards better
habits.
—Ethan T.
Actual SoFi
Ambassador.
The best part about SoFi is the ability to see
all my accounts, investment, credit, and more
all in one place. SoFi offers me a one-stop-shop
to view my net worth on all one platform. My
spending and investing habits have improved
thanks to the ability to see upcoming recurring
expenses, monthly savings, and spending
categories. Credit score monitoring also
provided me with reminders that I was doing the
right thing with my credit habits. All in all, I
feel more confident than ever to lead my wallet
into the world safely.
—Austin W.
Actual SoFi
Ambassador.
FAQs
You can link
your deposit account (checking, savings), investment, and retirement
accounts as well as credit cards, student loans, mortgages, and other
liabilities. If you’re not able to link your account, you will be able
to manually add an account or asset (like an owned car or home), so that
you’re able to see your entire net worth.
You can securely connect to more than 12,000+ financial institutions
with SoFi. Once you’ve linked your account, you can track all your
finances across both your SoFi and external financial accounts in one
money tracker app. If your bank is not listed, you can manually link
your accounts or assets to view your net worth.
SoFi leverages the TransUnion VantageScore 3.0
model which includes several key components:
Payment History - comprised of
whether you regularly pay your bills on time.
Credit Age and Type - average
age of your credit accounts and mix of various types such as
revolving debt and installment debt. An example of revolving
debt is a credit card and an example of installment debt is a
student loan.
Credit Utilization - the
percentage of your credit limit you currently have outstanding.
Balances - balances on your
credit accounts including current balances as well as delinquent
accounts.
Inquiries - recent inquiries or
applications for new credit.
Available Credit - amount of
available credit that is unused.
Your credit score is used by lenders, among others, as they review your
applications for credit and determine your creditworthiness which might
influence if they are willing to extend credit and at what terms. It
might also be used by landlords, utility providers, and prospective
employers.
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